Larry Costa REALTOR®
CENTURY 21 Classic Gold | 508-272-8028 | larry@larrycosta.com


Posted by Larry Costa REALTOR® on 7/20/2018

Buying a home is one of the biggest decisions you will make in your life, financially and otherwise. When you buy a home you're deciding on the region you want to live in, where you might want to raise children, and the people you'll live around for likely many years. You're also signing up for all of the responsibilities that come with a home: utility bills, issues and repairs, cleaning the house, maintaining the yard... the list goes on. So, before plunging into a mortgage, check off all the items on this checklist to determine if you're ready for home ownership.

The First Time Home Buyer's Checklist:

  1. I know where I want to live. Determining the location of your home is one of the most important factors that goes into home buying. Most decisions are influenced by your job/career, but things like family, friends and weather are all important things to consider. Aside from knowing where you want to live, you'll also need to know how long you want to stay. As a general rule, if you don't plan on staying in your home for at least 5-8 years it could be cheaper and easier to rent until you find somewhere you'd like to settle in.
  2. I have my finances under control. You don't need to be wealthy to buy a home, but you do need to have a strong understanding of your personal finances. In a spreadsheet, write down your total savings, monthly income and monthly expenses (including groceries, transportation, bills, and loans). Find out what type of mortgage and downpayment you can afford at your income level.
  3. My income is dependable. When you apply for a home loan the bank will look into this for you. But you should also want to make sure you can continue to afford your mortgage payments. How dependable is your job? Are there a lot of job opportunities in your field and in your area? These are all questions that help you determine the stability of your income.
  4. I have a good credit score. Your credit will be a big factor in getting approved for a home loan. Building credit seems complicated but it's based on four main things: paying bills on time, keeping balances relatively low, having a long record of repayment, and not opening several new cards or taking on multiple loans in a short period of time.
  5. I'm pre-approved for a loan. Getting pre-approved isn't mandatory, but it offers many benefits. First, it shows lenders that you are a safe person to loan money to. Second, it will give you insight into what banks think of your finances and will give you an idea of what price range you can safely buy in.
  6. I'm prepared for the responsibilities of owning a home and willing to learn. If you're handy around the house and can fix anything, that's great. What's more important, however, is that you have the time and willingness to learn new skills that will help you become a good homeowner.





Posted by Larry Costa REALTOR® on 7/19/2018

This Single-Family in Taunton, MA recently sold for $340,000. This Raised Ranch style home was sold by Larry Costa REALTOR® - CENTURY 21 Classic Gold.


125 Alicia Dr, Taunton, MA 02780

Single-Family

$339,900
Price
$340,000
Sale Price

6
Rooms
3
Beds
2
Baths
Great Home at the end of the cul-de-sac- Minutes to Rt. 24, 140 and Rt. 495. This home has been updated and Move in Ready, lower level has possibilities of a in-law, walk out basement. The garage has a 75,000 BTU heat. Fenced in yard. Nice finished lower level.

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Categories: Sold Homes  


Posted by Larry Costa REALTOR® on 7/13/2018

This Commercial in Bourne, MA recently sold for $320,000. This style home was sold by Larry Costa REALTOR® - CENTURY 21 Classic Gold.


269 R Main St., Bourne, MA 02532

Commercial

$299,900
Price
$320,000
Sale Price

1
Buildings
Commercial
Type of Comm.
34,979.00
Lot Size
Located in Downtown district. Many possible uses include Contractor Yard and Storage, warehouse, office, housing, inn, mixed use, day care, service building and more. Currently used as a contractor storage and yard. Approximately half acre of the lot is fenced in with gate.Town water and private sewer.

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Tags: Real Estate   Commercial   Bourne   02532  
Categories: Sold Homes  


Posted by Larry Costa REALTOR® on 7/13/2018

This Single-Family in Middleboro, MA recently sold for $316,900. This Ranch style home was sold by Larry Costa REALTOR® - CENTURY 21 Classic Gold.


10 Wholan Park, Middleboro, MA 02346

Single-Family

$319,900
Price
$316,900
Sale Price

5
Rooms
2
Beds
1
Baths
Dead end street! Move right in to this nicely redone ranch home featuring hardwood floors through out, updated kitchen with Stainless Steel appliances and hardwood cabinets, updated bath, large master bedroom with hardwood floors could be converted back to 2 bedrooms. Lower level is partially finished with family room. there's also a slider to a mahogany deck with hot tub and an above ground pool. Beautifully landscaped yard with walking paths, flowering trees, bushes, planting beds, fire pit area and so much more! The exterior has newer cedar siding and architectural shingle roof! Heating system just 1 year old. Hurry won't last!

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Categories: Sold Homes  


Posted by Larry Costa REALTOR® on 7/13/2018

Your kitchen is an often used room and can become cluttered very quickly. There are plenty of strategies that you can use to keep the room in order. Below, you’ll find tips that will help you to keep your kitchen decluttered and your supplies organized once and for all! 


Make Space For Storage


This sounds like an obvious need in any room of the house, but the kitchen is a place where you need ample storage. There are a few ways to do this. Outside of your cabinets, you can install freestanding storage units, like shelving or extra cabinets. Even an armoire can help you to have a space to beautifully display your dishes. 


Under your sink, you can keep your most frequently used items like soap, sponges, and detergent in easy to access solutions. Either install a small turntable, or simple get bins that can be labeled and pulled out as needed. This will keep everything you need together neat and tidy. It will be difficult to actually disorganize this space once you have completed this small task. 


Coffee Time


What would a kitchen be without coffee? If you brew a cup of joe every morning, you’ll want easy access to coffee supplies. Dedicate a space next to the coffeemaker where you’ll keep the coffee, mugs, beans, and other supplies. You can even keep your travel mugs near this space within reach when you’re running out the door. If there’s little room on the counter, hang hooks on the wall to keep coffee mugs and travel mugs out of the way.


Tackle The Trash And Recycling


There’s nothing worse than having trash and recycling all over your kitchen. Keep these items concealed in dedicated cabinets. The perfect place for the trash and the recycling is next to the sink since that’s the most convenient location for the trash to be in. 


The recycling will follow the same pattern as it needs to be rinsed out and ready to go outside in the bins.  


Keep The Family Organized


A kitchen is a great place for you to have a center of communication for your family. This is where a bulletin board can be placed with important documents. A calendar listing all of the family’s activities and appointments can be hung for everyone’s reference. This area make use of a small space that would otherwise be wasted in your kitchen. It also serves a dual purpose in keeping the family organized.


Small changes can make a big difference in the kitchen when it comes to clutter, storage, and organization. Once you get started, keeping the clutter at bay can be very easy.




Tags: orgainze   kitchen  
Categories: Uncategorized